Welcome to the Pastoral Finance Blog.

Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.

Looking for something specific? Use the search bar below to explore our library of content.

The Hidden Cost of Living in a Parsonage: What Pastors Need to Know

While parsonages offer immediate housing solutions for pastors, they may inadvertently hinder long-term financial growth. This article explores the implications of parsonage living on retirement, taxes, and net worth, offering clear steps to build financial security.

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When the Tithes Are Low: Building Financial Resilience in Lean Ministry Seasons

Ministry seasons come in waves--some full and flourishing, others dry and uncertain. When church giving dips and personal budgets feel stretched, how can pastors lead with wisdom, not worry? Here’s a practical guide to financial resilience rooted in faith, stewardship, and community.

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Are Your Minister Dues Tax Deductible?

Not sure how to handle your ministerial dues at tax time? You’re not alone. Many pastors wonder whether those payments count as a charitable gift or a business expense. In this post, we walk through exactly what the IRS says, how to deduct dues the right way, and what to do if you're W-2 only or have self-employment ministry income.

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3 Signs Your Church Budget Might Be Off Track

Most church budgets look fine on paper, but that doesn’t always mean they’re on track. In this post, we’ll unpack three often-overlooked signs that your budget may be missing the mark—along with simple questions your board can ask to bring clarity and alignment. Whether you're a pastor or board member, this is a practical guide to keeping your financial planning mission-focused.

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Does Your Church Budget for Pastoral Growth? How to Ask for Conferences, Coaching, and Continuing Ed

Is pastoral development part of your church budget? Conferences, coaching, and continuing education are not luxuries—they’re fuel for long-term ministry health. If your budget doesn’t include a line for your growth, this post is for you.

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How Is Your Pastoral Salary Being Set? 5 Things Every Pastor Should Know

When it comes to pastoral compensation, transparency matters just as much as generosity. Many pastors are unaware of the legal and ethical best practices around how their salary is set—or who should be involved. If you’re navigating compensation as a lead pastor, board member, or church planter, this post will help you avoid common mistakes and establish a process that reflects both integrity and wisdom.

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The 5 Money Questions Every Pastor Should Be Asking Right Now

Sometimes it’s not a new strategy you need. It’s the right question.
This post offers five essential questions every pastor should be asking about their money. From margin to mission, giving to emergency readiness, these questions will help you reflect on your finances through the lens of calling, clarity, and wise stewardship.

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