Most pastors reach their 50s with decades of faithful ministry behind them but with growing uncertainty about their financial future. This post breaks down the seven biggest blind spots pastors overlook at this stage of life, including retirement gaps, Social Security strategy, housing allowance issues, Medicare timelines, and more. Understanding these now can change your entire next season.

Most pastors rely on a one-time financial plan without realizing it becomes outdated almost immediately. This post explains why ongoing financial planning matters and how it helps pastors gain clarity and confidence as their lives and ministries shift.

A “love offering” is meant to bless your pastor but if the church organizes it, the IRS might see it as taxable income. Many pastors and treasurers are unaware of how love offerings should be handled, reported, and designated. This post breaks down what the law actually says, how to distinguish a true gift from taxable compensation, and how to protect both your pastor and your church from unintentional mistakes. Generosity should bless, not burden and with the right process, it still can.

Moving to a new church can be one of the most exciting and stressful seasons in a pastor’s life. But it can also be one of the most financially vulnerable. From housing allowance paperwork to delayed paychecks, even seasoned pastors can overlook critical details that lead to unnecessary stress. Here’s how to prepare wisely and keep your finances steady when ministry takes you somewhere new.

Most pastors think about money in two simple ways: what goes out and whether there’s anything left. But good stewardship needs structure. Discover the five financial “buckets” every pastor should understand to bring order, clarity, and peace to their money.

Most pastors end the year exhausted but not necessarily ready. This simple checklist will help you review housing allowance, payroll, benefits, giving, and taxes so you can finish the year with clarity and start the next one with confidence.

Every pastor needs a financial checkup just like a physical one. These seven questions help you assess your financial health and build lasting stability in ministry and life.

Chasing the hottest investments feels smart in the moment but often leaves you behind. Research shows the average investor underperforms because of poor timing and emotional decisions. Learn why steady, consistent investing usually wins in the long run.

Many pastors unknowingly sabotage their retirement by withdrawing money in the wrong order. Housing allowance, 403(b) distributions, Roth IRAs, and Social Security all interact in unique ways for clergy. Learn why a thoughtful withdrawal plan matters and how avoiding this common mistake can protect your future.

Too many pastors are quietly banking on goodwill, parsonage access, or a future board’s generosity to carry them through retirement. But what happens when the leadership changes, the promises weren’t written down, and the church can’t afford to do what they hoped it could?

In this post, we confront the myth that “the church will take care of me,” and offer five practical, pastor-specific steps to start building a secure future now.

The 2025 tax law expanded 529 plans in meaningful ways. Whether you're saving for private school or college, these updates open new doors for smart planning.

Wondering if you should pay off your mortgage early as a pastor? This guide explains how clergy housing allowance, retirement planning, and financial trade-offs impact your decision.