Welcome to the Pastoral Finance Blog.

Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.

Looking for something specific? Use the search bar below to explore our library of content.

Retirement, Church Benefits, Church Budget, 403b Todd Hukill Retirement, Church Benefits, Church Budget, 403b Todd Hukill

When the Church Isn’t Contributing to Your Retirement: How to Start the Right Conversation

Most pastors assume their church is contributing to their retirement until they find out it’s not. For many who’ve only worked in ministry, the idea of an employer match or automatic contribution is completely foreign. In this post, we’ll unpack how to start a healthy, informed conversation with your church board about retirement contributions, what’s normal in the broader workplace (typically 4–6%), and how to build a plan that honors both your calling and your future.

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The Cost of Chasing Returns: Why Moving from One Hot Investment to the Next Rarely Works

Chasing the hottest investments feels smart in the moment but often leaves you behind. Research shows the average investor underperforms because of poor timing and emotional decisions. Learn why steady, consistent investing usually wins in the long run.

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Financial Planning, Taxes, Retirement Todd Hukill Financial Planning, Taxes, Retirement Todd Hukill

Will I Ever Be Ready to Retire?

Will I Ever Be Ready to Retire?
Retirement looks different for pastors. It’s not about escaping a job, but stepping into a new season of ministry with clarity and purpose. This post explores the spiritual, emotional, and financial questions pastors must wrestle with as they consider what retirement really means—and how to plan for it with confidence.

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