The Pastoral Finance Podcast
Faith and financial clarity, one episode at a time.
Hosted by Todd Hukill, pastor and financial advisor.
In each episode I walk through one real financial question pastors are asking me: housing allowance, the 403(b) rollover trap, Social Security, retirement, and the decisions that quietly shape a ministry family's future. Same plain teaching you'll find throughout this site, just in audio and video form.
Episode 10
The Roth Conversion Trap for Pastors
The standard Roth advice is written for a regular taxpayer. Your housing allowance changes the answer, and the real questions are which dollars to convert and when.
Episode 9
Pastor, Do You Have Enough to Retire?
Before you reach for a number, there is a better question to ask first. What retirement actually costs a ministry family, and where the income comes from.
Episode 8
You're Paying for Ministry Out of Your Own Pocket
Since the tax law changed, ministry expenses you cover yourself no longer help you in April. An accountable reimbursement plan closes the gap without anyone’s pay changing.
Episode 7
Pastor, How Is Your Pay Determined?
There are at least three different numbers inside church compensation, and the one your board means is not the one you live on. How pastoral pay actually gets set.
Episode 6
Does a Pastor's Housing Allowance Pass to a Surviving Spouse?
When a minister dies, many assume the housing allowance passes to a surviving spouse. It does not, and that mistake can be costly for ministry widows.
Episode 5
The Mortgage Is Gone. The Housing Allowance Isn't.
A housing allowance does not end when the mortgage is paid off. Here is what happens to it afterward, and how it can follow you into retirement.
Episode 4
Is It Okay for Pastors to Do Well Financially?
Many pastors feel a quiet guilt when their finances finally improve. Here is why doing well financially is not something to fear or apologize for.
Episode 3
Your Church Isn't Your Retirement Plan
Many pastors quietly assume their church will provide for retirement. Here is why that assumption is risky, and what to do instead.
Episode 2
Can I Ever Retire? Retirement for Pastors
Many pastors reach their fifties and sixties carrying a quiet fear about retirement. Here is why it is not too late.
Episode 1
5 Common Financial Mistakes Pastors Make
Five money mistakes pastors make again and again, and a simple next step out of each one.