Welcome to the Pastoral Finance Blog.

Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.

Looking for something specific? Use the search bar below to explore our library of content.

Retirement, Church Benefits, Church Budget, 403b Todd Hukill Retirement, Church Benefits, Church Budget, 403b Todd Hukill

When the Church Isn’t Contributing to Your Retirement: How to Start the Right Conversation

Most pastors assume their church is contributing to their retirement until they find out it’s not. For many who’ve only worked in ministry, the idea of an employer match or automatic contribution is completely foreign. In this post, we’ll unpack how to start a healthy, informed conversation with your church board about retirement contributions, what’s normal in the broader workplace (typically 4–6%), and how to build a plan that honors both your calling and your future.

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When the Tithes Are Low: Building Financial Resilience in Lean Ministry Seasons

Ministry seasons come in waves--some full and flourishing, others dry and uncertain. When church giving dips and personal budgets feel stretched, how can pastors lead with wisdom, not worry? Here’s a practical guide to financial resilience rooted in faith, stewardship, and community.

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Does Your Church Budget for Pastoral Growth? How to Ask for Conferences, Coaching, and Continuing Ed

Is pastoral development part of your church budget? Conferences, coaching, and continuing education are not luxuries—they’re fuel for long-term ministry health. If your budget doesn’t include a line for your growth, this post is for you.

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