Most pastors reach their 50s with decades of faithful ministry behind them but with growing uncertainty about their financial future. This post breaks down the seven biggest blind spots pastors overlook at this stage of life, including retirement gaps, Social Security strategy, housing allowance issues, Medicare timelines, and more. Understanding these now can change your entire next season.

Most pastors rely on a one-time financial plan without realizing it becomes outdated almost immediately. This post explains why ongoing financial planning matters and how it helps pastors gain clarity and confidence as their lives and ministries shift.

A “love offering” is meant to bless your pastor but if the church organizes it, the IRS might see it as taxable income. Many pastors and treasurers are unaware of how love offerings should be handled, reported, and designated. This post breaks down what the law actually says, how to distinguish a true gift from taxable compensation, and how to protect both your pastor and your church from unintentional mistakes. Generosity should bless, not burden and with the right process, it still can.

Most pastors assume their church is contributing to their retirement until they find out it’s not. For many who’ve only worked in ministry, the idea of an employer match or automatic contribution is completely foreign. In this post, we’ll unpack how to start a healthy, informed conversation with your church board about retirement contributions, what’s normal in the broader workplace (typically 4–6%), and how to build a plan that honors both your calling and your future.

Moving to a new church can be one of the most exciting and stressful seasons in a pastor’s life. But it can also be one of the most financially vulnerable. From housing allowance paperwork to delayed paychecks, even seasoned pastors can overlook critical details that lead to unnecessary stress. Here’s how to prepare wisely and keep your finances steady when ministry takes you somewhere new.

What happens when your paycheck was set up wrong… and no one realized it until the IRS did? For pastors, compensation errors aren’t just accounting issues—they can lead to legal risks, broken trust, and years of regret. This post walks through the most common church payroll mistakes, why they happen, and what pastors and boards must do to protect both the mission and the messenger.

Too many pastors are quietly banking on goodwill, parsonage access, or a future board’s generosity to carry them through retirement. But what happens when the leadership changes, the promises weren’t written down, and the church can’t afford to do what they hoped it could?

In this post, we confront the myth that “the church will take care of me,” and offer five practical, pastor-specific steps to start building a secure future now.

The 2025 tax law expanded 529 plans in meaningful ways. Whether you're saving for private school or college, these updates open new doors for smart planning.

Rolling over your church 403(b) could cost you tax benefits and more. Before you move your money, here’s what every pastor should know and ask.

Many pastors assume their tax return is enough to prove their housing allowance, but without the right documentation, they could be in for a surprise if the IRS comes calling. Knowing what financial documents to keep—and for how long—can protect you from unnecessary stress. This guide breaks down exactly what pastors need to save for taxes, ministry expenses, retirement, and more. Plus, grab a free document retention checklist to keep your records in order.