Welcome to the Pastoral Finance Blog.
Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.
Looking for something specific? Use the search bar below to explore our library of content.
7 of the Biggest Financial Blind Spots for Pastors in Their 50s
Most pastors reach their 50s with decades of faithful ministry behind them but with growing uncertainty about their financial future. This post breaks down the seven biggest blind spots pastors overlook at this stage of life, including retirement gaps, Social Security strategy, housing allowance issues, Medicare timelines, and more. Understanding these now can change your entire next season.
Will I Ever Be Ready to Retire?
Will I Ever Be Ready to Retire?
Retirement looks different for pastors. It’s not about escaping a job, but stepping into a new season of ministry with clarity and purpose. This post explores the spiritual, emotional, and financial questions pastors must wrestle with as they consider what retirement really means—and how to plan for it with confidence.
Should You Still Delay Social Security? Why 2025 Tax Law Changes Could Shift the Answer
A generous new $6,000 deduction for seniors, plus changes to Roth conversions and Social Security breakeven math, could make earlier retirement income more strategic
How Much Should Pastors Save for Retirement? A Practical Guide for Every Season of Ministry
Many pastors wonder, “Am I saving enough for retirement?” With unique challenges like housing allowance changes and Social Security opt-outs, pastors need to plan wisely. This guide breaks down how much to save at each stage, plus practical steps to build a secure future—no matter where you're starting.
You Opted Out of Social Security: Now What?
Have you opted out of Social Security as a pastor? Discover practical steps to protect your financial future, along with important considerations for anyone considering this decision.