Welcome to the Pastoral Finance Blog.
Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.
Looking for something specific? Use the search bar below to explore our library of content.
Should You Still Delay Social Security? Why 2025 Tax Law Changes Could Shift the Answer
A generous new $6,000 deduction for seniors, plus changes to Roth conversions and Social Security breakeven math, could make earlier retirement income more strategic
The Hidden Cost of Living in a Parsonage: What Pastors Need to Know
While parsonages offer immediate housing solutions for pastors, they may inadvertently hinder long-term financial growth. This article explores the implications of parsonage living on retirement, taxes, and net worth, offering clear steps to build financial security.
3 Tax Moves Pastors Can Still Make Before April 15
The deadline is here, but it’s not too late. Here are three strategic tax moves pastors can still make before April 15—including how to review your housing allowance, retirement contributions, and 2025 withholding plan.
Retiring Before 65? Here’s What You Need to Know About Health Insurance Options
Health insurance is one of the biggest questions early retirees face—especially for those retiring before Medicare eligibility. In this post, we walk through practical options like COBRA, the Health Insurance Marketplace, and spousal coverage so you can plan with clarity and confidence.
How Much Should Pastors Save for Retirement? A Practical Guide for Every Season of Ministry
Many pastors wonder, “Am I saving enough for retirement?” With unique challenges like housing allowance changes and Social Security opt-outs, pastors need to plan wisely. This guide breaks down how much to save at each stage, plus practical steps to build a secure future—no matter where you're starting.
Long-Term Care Insurance: What You Need to Know
Many assume they’ll never need long-term care, but the reality is that costs can derail even the best financial plans. In this post, we’ll break down when long-term care insurance makes sense, when it doesn’t, and what alternatives are available.
Are You Making These Financial Mistakes?
Are financial missteps holding you back? Learn how to avoid common money management mistakes with practical, biblically inspired strategies to build a stable financial future.