Welcome to the Pastoral Finance Blog.
Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.
Looking for something specific? Use the search bar below to explore our library of content.
You’re Ready for What’s Next. But Is Your Church and Your Finances Ready Too?
You’ve spent your life preparing messages. But how much time have you spent preparing for your last one?
Every pastor faces transition eventually. Whether it’s retirement, rest, or a new calling, planning ahead—financially and spiritually—can protect your family, bless your church, and help you step confidently into what’s next.
Why Waiting to Live Could Be the Worst Financial Plan
Many pastors live with intense financial discipline, pushing every joy into “someday.” Bills are paid, savings are growing, giving is steady but life feels like it is slipping by. True financial wisdom is not about choosing between today and tomorrow. It is about learning how to honor both.
5 Things Every Pastor Should Know About Taxes (Before You File)
Tax season is different when you’re in ministry. From housing allowance to outside income and retirement contributions, here are 5 key things every pastor should understand before filing. These aren't tips for deductions — they’re reminders that could save you stress, money, and time.
5 Simple Financial Wins to Start This Week
Most pastors need more than just small tweaks to their finances but big change starts with small, consistent steps. This post gives you five practical moves you can take this week to start building momentum toward financial health and peace of mind.
Should Pastors Roll Their 403(b) into an Annuity? Stop and Consider These Risks First
I've recently spoken with pastors who rolled their 403(b) funds into an annuity while still working—only to regret it later. What seemed like a great decision at the time turned into frustration as they uncovered fees, restrictions, and tax complications they didn’t fully understand. Before making a move, take a moment to consider the real cost of an annuity and whether better alternatives exist.
The Importance of Starting Your Retirement Savings Now
Retirement savings may feel overwhelming, but starting now\u2014even small steps\u2014can lead to financial peace and stability. Learn why saving today matters and how to take action.