Health insurance is one of the biggest questions early retirees face—especially for those retiring before Medicare eligibility. In this post, we walk through practical options like COBRA, the Health Insurance Marketplace, and spousal coverage so you can plan with clarity and confidence.

Medical costs can be overwhelming, and without proper health insurance, a single emergency can lead to financial hardship. This guide walks pastors through affordable options, including ACA plans, employer-sponsored insurance, health-sharing ministries, and HSAs, helping you make informed decisions about your healthcare coverage.

Are you financially prepared for the unexpected? This series explores the key types of insurance every pastor should consider to protect their family and ministry.