Welcome to the Pastoral Finance Blog.

Here, you'll find practical financial insights tailored for pastors and ministry leaders. These articles are a free resource designed to help you navigate everything from tax planning to retirement, side hustles, and church financial management.

Looking for something specific? Use the search bar below to explore our library of content.

Todd Hukill 4/21/25 Todd Hukill 4/21/25

This Isn’t an Emergency Fund. It’s the Financial Margin You’ve Been Missing

You’ve probably heard you need an emergency fund. But for pastors, ministry leaders, and anyone with inconsistent income, that might not be enough. This post introduces the idea of a personal operating reserve — and why it could be the margin your finances are missing.

Todd Hukill 3/25/25 Todd Hukill 3/25/25

3 Common Bank Account Mistakes Pastors Make (And How to Fix Them)

Many pastors have bank accounts that make money management harder, not easier. In this post, I break down 3 common account-related mistakes and show you simple ways to fix them—without overhauling your whole system.